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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,844 | $160,028-88.8% | $147,080-87.9% | $145,884-87.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 4.50% | 98.60%-94.1pp | 420.17%-415.7pp | 551.85%-547.3pp |
| Employer contribution / active EE | $1,563 | $5,286-70.4% | $4,933-68.3% | $4,662-66.5% |
| Participant deferral / active EE | $3,976 | $8,422-52.8% | $8,066-50.7% | $6,690-40.6% |
| Admin fee / account holder | $12,624 | $15,030-16.0% | $12,989-2.8% | $13,392-5.7% |