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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,339 | $109,863-7.8% | $98,477+2.9% | $167,518-39.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 11.43% | 1958.09%-1946.7pp | 1493.59%-1482.2pp | 478.71%-467.3pp |
| Employer contribution / active EE | $21,574 | $3,225+568.9% | $2,961+628.7% | $4,838+345.9% |
| Participant deferral / active EE | $19,500 | $4,673+317.3% | $4,276+356.0% | $6,342+207.5% |
| Admin fee / account holder | $2,121 | $6,755-68.6% | $5,951-64.4% | $12,312-82.8% |