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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,956 | $92,743+49.8% | $82,744+67.9% | $134,532+3.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -12.27% | 946.63%-958.9pp | 702.22%-714.5pp | 418.27%-430.5pp |
| Employer contribution / active EE | $29,550 | $3,273+802.9% | $3,008+882.4% | $4,741+523.3% |
| Participant deferral / active EE | $20,500 | $4,802+326.9% | $4,395+366.5% | $6,401+220.3% |
| Admin fee / account holder | $488 | $5,977-91.8% | $5,325-90.8% | $11,429-95.7% |