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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,299 | $156,398-93.4% | $147,318-93.0% | $138,895-92.6% |
| Participation rate | 81.8% | 83.8%-1.9pp | 82.1%-0.2pp | 79.9%+1.9pp |
| Annual return | 21.34% | 78.75%-57.4pp | 70.43%-49.1pp | 145.39%-124.1pp |
| Employer contribution / active EE | $2,224 | $4,853-54.2% | $4,593-51.6% | $4,194-47.0% |
| Participant deferral / active EE | $3,281 | $8,237-60.2% | $7,906-58.5% | $6,396-48.7% |
| Admin fee / account holder | $3,018 | $14,976-79.8% | $13,708-78.0% | $12,562-76.0% |