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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,378 | $72,071+25.4% | $68,368+32.2% | $137,256-34.2% |
| Participation rate | 93.8% | 76.2%+17.5pp | 73.8%+20.0pp | 80.0%+13.8pp |
| Annual return | 20.41% | 353.14%-332.7pp | 292.57%-272.2pp | 220.34%-199.9pp |
| Employer contribution / active EE | $5,361 | $2,788+92.3% | $2,649+102.4% | $4,156+29.0% |
| Participant deferral / active EE | $13,229 | $4,410+200.0% | $4,123+220.9% | $6,407+106.5% |
| Admin fee / account holder | $34,952 | $5,336+555.1% | $5,150+578.7% | $12,270+184.9% |