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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,694 | $102,638-13.6% | $81,991+8.2% | $158,966-44.2% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.3%+10.7pp | 82.0%-2.0pp |
| Annual return | 17.27% | 61.05%-43.8pp | 41.31%-24.0pp | 302.95%-285.7pp |
| Employer contribution / active EE | $2,698 | $3,241-16.8% | $2,498+8.0% | $4,762-43.4% |
| Participant deferral / active EE | $6,850 | $4,649+47.3% | $3,722+84.0% | $5,983+14.5% |
| Admin fee / account holder | $3,579 | $8,237-56.6% | $5,665-36.8% | $11,250-68.2% |