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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,898 | $96,491-19.3% | $75,894+2.6% | $152,885-49.0% |
| Participation rate | 77.8% | 76.2%+1.6pp | 69.3%+8.5pp | 82.5%-4.7pp |
| Annual return | 30.33% | 33.98%-3.6pp | 30.76%-0.4pp | 345.39%-315.1pp |
| Employer contribution / active EE | $10,453 | $3,310+215.8% | $2,501+318.0% | $4,763+119.4% |
| Participant deferral / active EE | $6,394 | $4,553+40.4% | $3,603+77.5% | $5,851+9.3% |
| Admin fee / account holder | $1,978 | $8,079-75.5% | $5,420-63.5% | $11,598-82.9% |