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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,014 | $176,105-79.5% | $159,474-77.4% | $167,536-78.5% |
| Participation rate | 62.5% | 85.0%-22.5pp | 82.8%-20.3pp | 82.1%-19.6pp |
| Annual return | 10.32% | 331.91%-321.6pp | 263.68%-253.4pp | 478.82%-468.5pp |
| Employer contribution / active EE | $1,871 | $5,299-64.7% | $4,831-61.3% | $4,839-61.3% |
| Participant deferral / active EE | $5,009 | $7,751-35.4% | $7,353-31.9% | $6,342-21.0% |
| Admin fee / account holder | $2,821 | $12,559-77.5% | $10,802-73.9% | $12,315-77.1% |