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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,587 | $165,361-87.6% | $149,715-86.2% | $158,950-87.0% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 34.42% | 348.24%-313.8pp | 276.66%-242.2pp | 302.91%-268.5pp |
| Employer contribution / active EE | $1,952 | $5,103-61.7% | $4,645-58.0% | $4,762-59.0% |
| Participant deferral / active EE | $5,124 | $7,182-28.6% | $6,842-25.1% | $5,983-14.3% |
| Admin fee / account holder | $627 | $10,808-94.2% | $9,310-93.3% | $11,248-94.4% |