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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,587 | $165,399-87.6% | $149,745-86.3% | $158,982-87.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 34.42% | 348.34%-313.9pp | 276.72%-242.3pp | 302.99%-268.6pp |
| Employer contribution / active EE | $1,952 | $5,105-61.8% | $4,646-58.0% | $4,763-59.0% |
| Participant deferral / active EE | $5,124 | $7,183-28.7% | $6,843-25.1% | $5,983-14.4% |
| Admin fee / account holder | $627 | $10,811-94.2% | $9,312-93.3% | $11,252-94.4% |