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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,125 | $70,475-48.7% | $100,530-64.1% | $79,858-54.8% |
| Participation rate | 85.0% | 73.7%+11.3pp | 79.4%+5.6pp | 69.6%+15.4pp |
| Annual return | 22.90% | 21.90%+1.0pp | 30.89%-8.0pp | 31.72%-8.8pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,418-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,641 | $5,181+47.5% | $6,271+21.9% | $3,740+104.3% |
| Admin fee / account holder | $9,633 | $4,478+115.1% | $8,083+19.2% | $5,306+81.6% |