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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,080 | $63,355-41.5% | $91,994-59.7% | $72,983-49.2% |
| Participation rate | 85.1% | 72.5%+12.6pp | 78.6%+6.5pp | 69.5%+15.6pp |
| Annual return | 27.04% | 35.35%-8.3pp | 69.03%-42.0pp | 81.01%-54.0pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,452-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,818 | $4,883+60.1% | $5,923+32.0% | $3,608+116.7% |
| Admin fee / account holder | $2,057 | $4,668-55.9% | $7,743-73.4% | $5,124-59.9% |