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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,270 | $175,257-67.3% | $149,717-61.7% | $139,456-58.9% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 19.61% | 166.70%-147.1pp | 134.41%-114.8pp | 373.45%-353.8pp |
| Employer contribution / active EE | $7,434 | $5,477+35.7% | $4,820+54.2% | $4,753+56.4% |
| Participant deferral / active EE | $6,846 | $6,521+5.0% | $5,682+20.5% | $6,711+2.0% |
| Admin fee / account holder | $459 | $16,156-97.2% | $13,213-96.5% | $11,407-96.0% |