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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,354 | $167,362-77.1% | $143,799-73.3% | $134,532-71.5% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -21.57% | 0.47%-22.0pp | -0.04%-21.5pp | 418.27%-439.8pp |
| Employer contribution / active EE | $3,423 | $5,620-39.1% | $4,952-30.9% | $4,741-27.8% |
| Participant deferral / active EE | $8,445 | $6,447+31.0% | $5,638+49.8% | $6,401+31.9% |
| Admin fee / account holder | $337 | $18,094-98.1% | $14,677-97.7% | $11,429-97.1% |