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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,247 | $106,864+6.0% | $147,318-23.1% | $82,637+37.0% |
| Participation rate | 97.5% | 75.5%+22.0pp | 82.1%+15.4pp | 68.1%+29.4pp |
| Annual return | 16.96% | 27.49%-10.5pp | 70.43%-53.5pp | 53.51%-36.5pp |
| Employer contribution / active EE | $3,198 | $3,417-6.4% | $4,593-30.4% | $2,552+25.3% |
| Participant deferral / active EE | $8,277 | $6,496+27.4% | $7,906+4.7% | $4,126+100.6% |
| Admin fee / account holder | $930 | $8,415-88.9% | $13,708-93.2% | $7,339-87.3% |