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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,278 | $157,296-63.0% | $141,191-58.7% | $152,897-61.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.92% | 64.34%-38.4pp | 71.41%-45.5pp | 345.43%-319.5pp |
| Employer contribution / active EE | $4,318 | $5,262-17.9% | $4,736-8.8% | $4,764-9.4% |
| Participant deferral / active EE | $9,273 | $7,111+30.4% | $6,710+38.2% | $5,851+58.5% |
| Admin fee / account holder | $2,034 | $12,125-83.2% | $10,264-80.2% | $11,599-82.5% |