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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,926 | $165,361+5.8% | $149,715+16.8% | $158,950+10.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.32% | 348.24%-324.9pp | 276.66%-253.3pp | 302.91%-279.6pp |
| Employer contribution / active EE | $14,750 | $5,103+189.0% | $4,645+217.6% | $4,762+209.7% |
| Participant deferral / active EE | $16,409 | $7,182+128.5% | $6,842+139.8% | $5,983+174.3% |
| Admin fee / account holder | $7,854 | $10,808-27.3% | $9,310-15.6% | $11,248-30.2% |