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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,822 | $85,766+35.0% | $136,298-15.0% | $70,126+65.2% |
| Participation rate | 96.4% | 74.2%+22.3pp | 81.9%+14.5pp | 69.5%+26.9pp |
| Annual return | 27.67% | 31.46%-3.8pp | 5156.27%-5128.6pp | 73.15%-45.5pp |
| Employer contribution / active EE | $5,345 | $2,966+80.2% | $4,696+13.8% | $2,343+128.2% |
| Participant deferral / active EE | $14,388 | $5,051+184.8% | $6,247+130.3% | $3,332+331.8% |
| Admin fee / account holder | $6,920 | $5,421+27.7% | $9,244-25.1% | $4,645+49.0% |