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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $322,642 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,487 | $167,668-50.8% | $100,415-17.9% | $106,553-22.6% |
| Participation rate | 95.8% | 87.6%+8.2pp | 81.5%+14.2pp | 69.8%+25.9pp |
| Annual return | 22.71% | 18.33%+4.4pp | 49.47%-26.8pp | 17.37%+5.3pp |
| Employer contribution / active EE | $7,636 | $4,908+55.6% | $3,943+93.7% | $3,359+127.3% |
| Participant deferral / active EE | $17,855 | $11,427+56.3% | $8,091+120.7% | $5,562+221.0% |
| Admin fee / account holder | $19 | $94-80.1% | $7,906-99.8% | $80-76.6% |