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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $322,642 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,487 | $167,668-50.8% | $100,398-17.8% | $106,408-22.5% |
| Participation rate | 95.8% | 87.6%+8.2pp | 81.5%+14.3pp | 69.9%+25.9pp |
| Annual return | 22.71% | 18.33%+4.4pp | 49.32%-26.6pp | 17.37%+5.3pp |
| Employer contribution / active EE | $7,636 | $4,908+55.6% | $3,946+93.5% | $3,361+127.2% |
| Participant deferral / active EE | $17,855 | $11,427+56.3% | $8,084+120.9% | $5,567+220.7% |
| Admin fee / account holder | $19 | $94-80.1% | $7,893-99.8% | $79-76.5% |