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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,484 | $138,078-64.9% | $125,363-61.3% | $134,509-64.0% |
| Participation rate | 47.4% | 84.5%-37.1pp | 82.4%-35.0pp | 81.2%-33.9pp |
| Annual return | -20.27% | 750.49%-770.8pp | 572.15%-592.4pp | 418.13%-438.4pp |
| Employer contribution / active EE | $1,250 | $5,245-76.2% | $4,815-74.0% | $4,741-73.6% |
| Participant deferral / active EE | $4,271 | $7,800-45.2% | $7,447-42.7% | $6,400-33.3% |
| Admin fee / account holder | $1,795 | $11,566-84.5% | $10,005-82.1% | $11,427-84.3% |