Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,791 | $79,955-71.5% | $98,461-76.9% | $75,173-69.7% |
| Participation rate | 46.2% | 70.4%-24.2pp | 75.2%-29.0pp | 67.2%-21.0pp |
| Annual return | 18.05% | 19.75%-1.7pp | 21.17%-3.1pp | 160.72%-142.7pp |
| Employer contribution / active EE | $900 | $2,264-60.2% | $3,049-70.5% | $2,671-66.3% |
| Participant deferral / active EE | $1,953 | $3,752-48.0% | $4,738-58.8% | $4,126-52.7% |
| Admin fee / account holder | $1,966 | $6,841-71.3% | $8,961-78.1% | $5,651-65.2% |