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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,157 | $127,779-78.0% | $106,551-73.6% | $167,518-83.2% |
| Participation rate | 60.0% | 78.3%-18.3pp | 76.1%-16.1pp | 82.1%-22.1pp |
| Annual return | 15.34% | 33.87%-18.5pp | 26.80%-11.5pp | 478.71%-463.4pp |
| Employer contribution / active EE | $1,172 | $3,427-65.8% | $2,819-58.4% | $4,838-75.8% |
| Participant deferral / active EE | $2,718 | $5,088-46.6% | $4,398-38.2% | $6,342-57.2% |
| Admin fee / account holder | $1,209 | $11,228-89.2% | $7,408-83.7% | $12,312-90.2% |