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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,215 | $138,102-71.6% | $125,381-68.7% | $134,532-70.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.43% | 750.73%-765.2pp | 572.31%-586.7pp | 418.27%-432.7pp |
| Employer contribution / active EE | $3,452 | $5,245-34.2% | $4,815-28.3% | $4,741-27.2% |
| Participant deferral / active EE | $8,190 | $7,801+5.0% | $7,448+10.0% | $6,401+27.9% |
| Admin fee / account holder | $2,359 | $11,568-79.6% | $10,007-76.4% | $11,429-79.4% |