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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,655 | $165,381-79.6% | $149,730-77.5% | $158,966-78.8% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 16.71% | 348.29%-331.6pp | 276.70%-260.0pp | 302.95%-286.2pp |
| Employer contribution / active EE | $2,394 | $5,104-53.1% | $4,645-48.5% | $4,762-49.7% |
| Participant deferral / active EE | $5,377 | $7,182-25.1% | $6,843-21.4% | $5,983-10.1% |
| Admin fee / account holder | $1,719 | $10,809-84.1% | $9,310-81.5% | $11,250-84.7% |