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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,087 | $148,582+91.9% | $135,942+109.7% | $139,456+104.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.32% | 79.26%-59.9pp | 68.28%-49.0pp | 373.45%-354.1pp |
| Employer contribution / active EE | $18,753 | $5,245+257.6% | $4,858+286.1% | $4,753+294.6% |
| Participant deferral / active EE | $19,870 | $8,101+145.3% | $7,759+156.1% | $6,711+196.1% |
| Admin fee / account holder | $6,147 | $12,402-50.4% | $10,764-42.9% | $11,407-46.1% |