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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,634 | $138,075-40.9% | $123,552-33.9% | $135,379-39.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.57% | 153.70%-165.3pp | 119.20%-130.8pp | 519.79%-531.4pp |
| Employer contribution / active EE | $16,693 | $5,152+224.0% | $4,628+260.7% | $4,779+249.3% |
| Participant deferral / active EE | $14,959 | $6,800+120.0% | $6,426+132.8% | $5,609+166.7% |
| Admin fee / account holder | $387 | $10,917-96.5% | $9,285-95.8% | $10,828-96.4% |