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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,983 | $94,439-43.9% | $73,658-28.1% | $154,746-65.8% |
| Participation rate | 75.0% | 64.7%+10.3pp | 57.0%+18.0pp | 80.7%-5.7pp |
| Annual return | 42.50% | 28.25%+14.2pp | 29.72%+12.8pp | 172.34%-129.8pp |
| Employer contribution / active EE | $4,537 | $1,257+260.8% | $1,032+339.4% | $4,379+3.6% |
| Participant deferral / active EE | $5,704 | $2,527+125.7% | $2,062+176.7% | $6,730-15.2% |
| Admin fee / account holder | $886 | $3,843-76.9% | $3,357-73.6% | $14,365-93.8% |