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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,104 | $101,672+13.2% | $147,117-21.8% | $74,478+54.5% |
| Participation rate | 89.3% | 75.5%+13.8pp | 82.2%+7.1pp | 67.2%+22.1pp |
| Annual return | 24.26% | 8757.83%-8733.6pp | 420.54%-396.3pp | 1370.56%-1346.3pp |
| Employer contribution / active EE | $7,950 | $3,813+108.5% | $4,932+61.2% | $2,626+202.7% |
| Participant deferral / active EE | $10,591 | $7,305+45.0% | $8,065+31.3% | $4,350+143.4% |
| Admin fee / account holder | $6,131 | $1,753+249.7% | $12,993-52.8% | $1,946+215.1% |