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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,734 | $93,589-2.0% | $135,942-32.5% | $75,181+22.0% |
| Participation rate | 92.0% | 75.2%+16.9pp | 81.9%+10.1pp | 67.2%+24.8pp |
| Annual return | 26.23% | 30.90%-4.7pp | 68.28%-42.1pp | 160.69%-134.5pp |
| Employer contribution / active EE | $7,763 | $3,537+119.5% | $4,858+59.8% | $2,671+190.7% |
| Participant deferral / active EE | $10,256 | $6,405+60.1% | $7,759+32.2% | $4,126+148.6% |
| Admin fee / account holder | $994 | $6,977-85.8% | $10,764-90.8% | $5,650-82.4% |