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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,931 | $69,977-1.5% | $108,582-36.5% | $62,881+9.6% |
| Participation rate | 98.3% | 72.9%+25.4pp | 79.6%+18.7pp | 69.3%+29.0pp |
| Annual return | 5.88% | 10.73%-4.8pp | -51.70%+57.6pp | 20.14%-14.3pp |
| Employer contribution / active EE | $2,015 | $2,135-5.6% | $3,758-46.4% | $2,281-11.7% |
| Participant deferral / active EE | $3,903 | $3,165+23.3% | $4,311-9.5% | $3,203+21.8% |
| Admin fee / account holder | $1,142 | $5,076-77.5% | $7,645-85.1% | $4,296-73.4% |