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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,078 | $91,559+13.7% | $133,978-22.3% | $79,856+30.3% |
| Participation rate | 93.9% | 73.3%+20.5pp | 79.8%+14.0pp | 69.6%+24.2pp |
| Annual return | 8.75% | 61.85%-53.1pp | 45.10%-36.3pp | 31.71%-23.0pp |
| Employer contribution / active EE | $2,232 | $2,384-6.4% | $3,919-43.1% | $2,471-9.7% |
| Participant deferral / active EE | $4,361 | $3,734+16.8% | $5,047-13.6% | $3,741+16.6% |
| Admin fee / account holder | $21,861 | $6,321+245.8% | $8,930+144.8% | $5,306+312.0% |