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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,285 | $124,314-72.4% | $109,163-68.6% | $167,518-79.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 18.19% | 26.04%-7.9pp | 25.75%-7.6pp | 478.71%-460.5pp |
| Employer contribution / active EE | $3,844 | $4,209-8.7% | $3,723+3.3% | $4,838-20.6% |
| Participant deferral / active EE | $8,368 | $5,256+59.2% | $4,654+79.8% | $6,342+31.9% |
| Admin fee / account holder | $2,626 | $7,973-67.1% | $6,754-61.1% | $12,312-78.7% |