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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,224 | $106,247-68.7% | $96,515-65.6% | $139,466-76.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.76% | 38.47%-22.7pp | 35.73%-20.0pp | 373.66%-357.9pp |
| Employer contribution / active EE | $4,233 | $4,106+3.1% | $3,740+13.2% | $4,754-11.0% |
| Participant deferral / active EE | $8,596 | $5,456+57.6% | $4,880+76.2% | $6,712+28.1% |
| Admin fee / account holder | $547 | $7,885-93.1% | $6,735-91.9% | $11,409-95.2% |