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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,123 | $56,134-46.3% | $96,161-68.7% | $85,856-64.9% |
| Participation rate | 41.7% | 56.7%-15.0pp | 68.4%-26.8pp | 69.3%-27.7pp |
| Annual return | 13.24% | 42.30%-29.1pp | 192.01%-178.8pp | 318.58%-305.3pp |
| Employer contribution / active EE | $1,588 | $1,620-2.0% | $2,798-43.3% | $2,565-38.1% |
| Participant deferral / active EE | $2,680 | $2,858-6.2% | $4,349-38.4% | $3,952-32.2% |
| Admin fee / account holder | $2,501 | $3,769-33.6% | $5,538-54.8% | $6,261-60.1% |