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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,102 | $49,896+0.4% | $80,627-37.9% | $75,173-33.4% |
| Participation rate | 25.0% | 55.3%-30.3pp | 67.0%-42.0pp | 67.2%-42.2pp |
| Annual return | 14.75% | 34.67%-19.9pp | 936.76%-922.0pp | 160.72%-146.0pp |
| Employer contribution / active EE | $1,197 | $1,699-29.5% | $2,723-56.0% | $2,671-55.2% |
| Participant deferral / active EE | $2,054 | $2,992-31.3% | $4,443-53.8% | $4,126-50.2% |
| Admin fee / account holder | $11,381 | $3,578+218.1% | $5,381+111.5% | $5,651+101.4% |