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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,481 | $181,896+2.0% | $156,551+18.5% | $273,972-32.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.63% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $6,691 | $6,248+7.1% | $5,501+21.6% | $4,869+37.4% |
| Participant deferral / active EE | $6,325 | $5,550+14.0% | $4,871+29.8% | $5,287+19.6% |
| Admin fee / account holder | $1,212 | $15,560-92.2% | $13,028-90.7% | $10,133-88.0% |