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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,176 | $168,635-15.7% | $147,617-3.7% | $125,389+13.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.39% | 77.65%-83.0pp | 61.98%-67.4pp | 282.24%-287.6pp |
| Employer contribution / active EE | $9,906 | $6,252+58.4% | $5,564+78.0% | $4,866+103.6% |
| Participant deferral / active EE | $6,325 | $5,507+14.9% | $4,895+29.2% | $5,352+18.2% |
| Admin fee / account holder | $1,251 | $13,580-90.8% | $11,612-89.2% | $9,541-86.9% |