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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,473 | $183,539-0.6% | $155,556+17.3% | $145,897+25.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 9.48% | 61.31%-51.8pp | 64.84%-55.4pp | 552.29%-542.8pp |
| Employer contribution / active EE | $2,107 | $5,315-60.4% | $4,675-54.9% | $4,663-54.8% |
| Participant deferral / active EE | $7,125 | $6,467+10.2% | $5,631+26.5% | $6,689+6.5% |
| Admin fee / account holder | $9,065 | $19,275-53.0% | $15,885-42.9% | $13,390-32.3% |