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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,273 | $124,175+41.1% | $108,405+61.7% | $167,536+4.6% |
| Participation rate | 50.0% | 82.3%-32.3pp | 80.1%-30.1pp | 82.1%-32.1pp |
| Annual return | 10.61% | 1380.13%-1369.5pp | 905.55%-894.9pp | 478.82%-468.2pp |
| Employer contribution / active EE | $1,196 | $4,188-71.4% | $3,559-66.4% | $4,839-75.3% |
| Participant deferral / active EE | $3,146 | $6,908-54.5% | $6,563-52.1% | $6,342-50.4% |
| Admin fee / account holder | $891 | $9,457-90.6% | $7,297-87.8% | $12,315-92.8% |