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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,952 | $99,668+48.4% | $86,451+71.1% | $134,545+10.0% |
| Participation rate | 50.0% | 82.1%-32.1pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -20.57% | 6789.61%-6810.2pp | 4398.51%-4419.1pp | 418.37%-438.9pp |
| Employer contribution / active EE | $1,180 | $4,403-73.2% | $3,770-68.7% | $4,742-75.1% |
| Participant deferral / active EE | $3,483 | $7,249-52.0% | $6,953-49.9% | $6,401-45.6% |
| Admin fee / account holder | $1,498 | $8,377-82.1% | $6,734-77.8% | $11,431-86.9% |