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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,213 | $67,411-43.3% | $91,004-58.0% | $70,126-45.5% |
| Participation rate | 52.7% | 71.4%-18.6pp | 75.6%-22.9pp | 69.5%-16.8pp |
| Annual return | 27.71% | -40.16%+67.9pp | 4.60%+23.1pp | 73.15%-45.4pp |
| Employer contribution / active EE | $2,539 | $1,786+42.2% | $2,456+3.4% | $2,343+8.4% |
| Participant deferral / active EE | $4,228 | $2,823+49.8% | $3,548+19.2% | $3,332+26.9% |
| Admin fee / account holder | $5,572 | $4,236+31.5% | $5,417+2.8% | $4,645+19.9% |