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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,107 | $58,828-43.7% | $78,002-57.6% | $62,881-47.3% |
| Participation rate | 52.2% | 71.1%-18.9pp | 75.5%-23.4pp | 69.3%-17.1pp |
| Annual return | 76.31% | 17.16%+59.1pp | 425.99%-349.7pp | 20.14%+56.2pp |
| Employer contribution / active EE | $1,882 | $1,672+12.6% | $2,470-23.8% | $2,281-17.5% |
| Participant deferral / active EE | $4,108 | $2,686+53.0% | $3,497+17.5% | $3,203+28.2% |
| Admin fee / account holder | $6,834 | $4,393+55.5% | $5,481+24.7% | $4,296+59.1% |