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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,039 | $80,855+26.2% | $153,416-33.5% | $86,983+17.3% |
| Participation rate | 58.1% | 64.1%-6.1pp | 74.3%-16.3pp | 69.5%-11.5pp |
| Annual return | 20.21% | 16.18%+4.0pp | 17.84%+2.4pp | 25.83%-5.6pp |
| Employer contribution / active EE | $2,486 | $2,308+7.7% | $3,764-34.0% | $2,584-3.8% |
| Participant deferral / active EE | $6,641 | $3,333+99.3% | $4,723+40.6% | $4,194+58.4% |
| Admin fee / account holder | $790 | $6,908-88.6% | $13,095-94.0% | $7,856-89.9% |