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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,841 | $68,878+7.2% | $120,574-38.8% | $80,935-8.8% |
| Participation rate | 55.9% | 61.7%-5.8pp | 71.9%-16.1pp | 67.7%-11.8pp |
| Annual return | 16.23% | 23.67%-7.4pp | 107.42%-91.2pp | 35.66%-19.4pp |
| Employer contribution / active EE | $2,215 | $2,065+7.3% | $3,471-36.2% | $2,757-19.7% |
| Participant deferral / active EE | $5,860 | $3,189+83.8% | $4,996+17.3% | $4,299+36.3% |
| Admin fee / account holder | $42,035 | $5,782+627.0% | $9,445+345.1% | $6,924+507.1% |