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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,976 | $61,390+49.8% | $112,228-18.0% | $75,177+22.3% |
| Participation rate | 59.4% | 61.6%-2.3pp | 72.4%-13.1pp | 67.2%-7.8pp |
| Annual return | 109.35% | 28.47%+80.9pp | 30.23%+79.1pp | 160.75%-51.4pp |
| Employer contribution / active EE | $2,282 | $2,015+13.3% | $3,432-33.5% | $2,671-14.6% |
| Participant deferral / active EE | $6,283 | $3,108+102.2% | $4,800+30.9% | $4,126+52.3% |
| Admin fee / account holder | $1,341 | $4,862-72.4% | $7,752-82.7% | $5,651-76.3% |