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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,889 | $85,171+10.2% | $172,753-45.7% | $72,976+28.7% |
| Participation rate | 92.9% | 70.1%+22.8pp | 82.6%+10.2pp | 69.5%+23.4pp |
| Annual return | 14.25% | 27.32%-13.1pp | 803.00%-788.7pp | 81.02%-66.8pp |
| Employer contribution / active EE | $2,207 | $3,324-33.6% | $5,144-57.1% | $2,440-9.6% |
| Participant deferral / active EE | $4,121 | $3,260+26.4% | $5,198-20.7% | $3,608+14.2% |
| Admin fee / account holder | $329 | $5,880-94.4% | $13,956-97.6% | $5,124-93.6% |