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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,858 | $217,432-53.6% | $185,851-45.7% | $167,553-39.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.14% | 148.43%-141.3pp | 122.11%-115.0pp | 478.89%-471.7pp |
| Employer contribution / active EE | $2,364 | $5,874-59.8% | $5,168-54.3% | $4,840-51.1% |
| Participant deferral / active EE | $3,986 | $6,357-37.3% | $5,569-28.4% | $6,343-37.2% |
| Admin fee / account holder | $11,615 | $19,820-41.4% | $16,245-28.5% | $12,316-5.7% |