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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,880 | $96,508-24.5% | $75,901-4.0% | $152,897-52.3% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 18.94% | 33.99%-15.1pp | 30.76%-11.8pp | 345.43%-326.5pp |
| Employer contribution / active EE | $2,172 | $3,310-34.4% | $2,501-13.2% | $4,764-54.4% |
| Participant deferral / active EE | $5,648 | $4,554+24.0% | $3,603+56.8% | $5,851-3.5% |
| Admin fee / account holder | $1,062 | $8,081-86.9% | $5,420-80.4% | $11,599-90.8% |