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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,267 | $91,037-20.6% | $71,671+0.8% | $147,586-51.0% |
| Participation rate | 36.8% | 76.1%-39.3pp | 68.7%-31.9pp | 82.8%-46.0pp |
| Annual return | 76.05% | 20.48%+55.6pp | 20.65%+55.4pp | 578.59%-502.5pp |
| Employer contribution / active EE | $889 | $3,327-73.3% | $2,460-63.9% | $4,876-81.8% |
| Participant deferral / active EE | $3,517 | $4,498-21.8% | $3,438+2.3% | $5,439-35.3% |
| Admin fee / account holder | $983 | $8,613-88.6% | $5,558-82.3% | $10,886-91.0% |