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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,667 | $85,790-37.4% | $67,313-20.3% | $135,380-60.4% |
| Participation rate | 64.7% | 76.5%-11.8pp | 69.1%-4.4pp | 82.6%-17.9pp |
| Annual return | -7.22% | -0.54%-6.7pp | -4.08%-3.1pp | 519.81%-527.0pp |
| Employer contribution / active EE | $1,523 | $3,487-56.3% | $2,566-40.7% | $4,779-68.1% |
| Participant deferral / active EE | $4,816 | $4,651+3.6% | $3,568+35.0% | $5,609-14.1% |
| Admin fee / account holder | $385 | $6,392-94.0% | $4,507-91.5% | $10,828-96.4% |