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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,529 | $88,702-25.0% | $81,780-18.6% | $145,978-54.4% |
| Participation rate | 55.0% | 75.0%-20.0pp | 72.4%-17.4pp | 80.3%-25.3pp |
| Annual return | 11.24% | 1029.12%-1017.9pp | 776.27%-765.0pp | 550.52%-539.3pp |
| Employer contribution / active EE | $2,646 | $3,084-14.2% | $2,914-9.2% | $4,662-43.2% |
| Participant deferral / active EE | $8,725 | $4,645+87.8% | $4,321+101.9% | $6,690+30.4% |
| Admin fee / account holder | $39,582 | $8,414+370.4% | $7,384+436.1% | $13,400+195.4% |